Disability Insurance

What is Disability Insurance?

In specific terms, disability insurance is a policy that supplements your income when you become incapable of working to the best of your potential because of a disability. In other words, it partially neutralizes the financial risk posed by a disability that hampers your income earning potential.

Essentially, disability insurance pays a percentage of your current income when you become incapable of working either because of your job-related reasons or any other factor. The portion covered is decided at the time you buy the policy.

The term 'disability' includes both physical and mental disorders. It could happen to be a bodily injury, an illness or some emotional trauma.

Reason Disability Insurance Becomes Abolute EssentialCovers mortgage and debts ‎Supplement the income gaps Medical & Prescriptions Costs

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Affordability

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Key Benefits of Disability Insurance

You are 6 times more likely to have a critical illness than to die before age 65. This is where disability insurance come into play.

Short Term Disability Insurance

Typically, short term disability insurance covers a percentage of your income for up to two years from the day of incurring the disability. It is used as a form of temporary sick leave.

Long Term Disability Insurance

Types of Coverages?

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